Real Life Excuses on Insurance Forms

•  "Going to work at 7am this morning I drove out of my drive straight into a bus. The bus was five minutes early"
• "The accident happened because I had one eye on the lorry in front, one eye on the pedestrian and the other on the car behind."
• "I started to slow down but the traffic was more stationary than I thought."
• "I started to turn and it was at this point I noticed a camel and an elephant tethered to the verge. This distraction caused me to lose concentration and I hit a bollard."
• "I was going about 70 or 80 mph when my girlfriend on the pillion reached over and grabbed my testicles so I lost control."
• "I didn't think the speed limit applied after midnight."
• "First car stopped suddenly, second car hit first car and a haggis ran into the rear of the second car."
• "Windowscreen broken, cause unknown, probably Voodoo."
• The car in front hit the pedestrian but he got up, so I hit him again."
• "I pulled away from the side of the road, glanced at my mother-in-law and headed over the embankment."
• "The other car collied with mine without giving warning of its intention."
• "I collided with a stationary truck coming the other way."
• "In an attempt to kill a fly, I drove into a telephone pole'"
• "I had been shopping for plants all day and was on my way home. As I reached an intersection a hedge sprang up obscuring my vision and I did not see the other car."
• "I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident."
• "An invisible car came out of nowhere, struck my car and vanished."
• "I was thrown from the car as it left the road. I was later found in a ditch by some stray cows."
• "Coming home I drove into the wrong house and collided with a tree I don't have."
• "I had been driving for forty years when I fell asleep at the wheel and had an accident."
• "As I approached an intersection a sign suddenly appeared in a place where no stop sign had ever appeared before."
• "My car was legally parked as it backed into another vehicle."
• "The indirect cause of the accident was a little guy in a small car with a big mouth."
• "the telephone pole was approaching. I was attempting to swerve out of the way when I struck the front end."
• "The gentleman behind me struck me on the backside. He then went to rest in a bush with just his rear end showing."
• "I drove into a lamp-post which was obscured by human beings."